The best travelling cards for travellers
Travel is always exciting. If you are going abroad, you’ll want to pack your bags and get ready for adventures around the globe. The good news is that you won’t have to worry about paying a hefty fee every time you go shopping or dining out. All these things are possible thanks to some great travel credit cards. Credit card companies offer travellers a wide range of benefits. Some charge no foreign transaction fees at all and give cash back rewards too. Others allow you to earn points towards airline miles or hotels. And finally, some even let you pay with bitcoin, without extra costs. Let’s see some of the best credit cards for travellers in the article below and visit https://www.casinojokaclub.info/fr for more information.
Capital One Venture Rewards Credit Card
This card has an annual fee of $95 which may seem steep but the fact remains that it’s worth every penny! You can earn 1 per cent on each purchase made as long as the amount spent exceeds $5,000 in one billing cycle. It also offers an introductory bonus. After spending $4,500 within six months, you will be rewarded with double miles. For every dollar over this limit, you will earn 5 per cent bonus miles (up to 100 per month). There is no cap on how many miles you can accumulate – so you don’t need to keep track of your balances.
Capital One Quicksilver MasterCard®
This card comes with no annual fee, which makes it ideal for frequent flyers. In addition to offering cash back rewards on select purchases, you can earn 3 per cent cash back when you use your card to make international transactions. You will find it difficult to spend more than $75k per year before the reward rate drops from 3% to 2%. Although there is no foreign transaction fee, there is a $3 US service charge added to any purchases made outside of the United States.
Discover More Savings Account
This card is perfect if you love to shop but hate to pay high-interest rates. With this debit card, you can earn up to a 4 per cent cash rebate on eligible purchases made within 90 days of account opening. At first glance, this card looks like it does not come with an annual fee, however, it does ask for a security deposit of $200. This means you must set aside $400 at least to open your Discover savings account.
Citi ThankYou Preferred Select Visa Reward Card
This card allows you to save money by earning up to 7 per cent back on groceries and gas and 1 per cent back on everything else. Plus, you do not need to wait until the end of the calendar year to enjoy your rewards; instead, they are automatically deposited into your primary checking account after just three monthly statements. While there is no fee charged for using your card, the minimum balance required to avoid charges is pretty low.
American Express Membership Rewards Gold Credit Card
Another card that offers cash rebates, lets you earn 1 per cent back on food and drink, 2 per cent back on dining and entertainment and 3 per cent back on other purchases. Once again, there is no fee charged to maintain your accounts. However, you should note that American Express requires a $450 minimum spend to get its maximum cash back.
Chase Sapphire Reserve
This card was designed to provide you with access to exclusive experiences while travelling, such as complimentary airport lounge passes or spa treatments. However, it doesn’t offer a huge variety of perks since most people probably won’t take advantage of them. But, what you will be able to benefit from is 0 per cent APR on travel bookings and charges. Unfortunately, the interest rate applies only to charges that are between $1,500-$50,000. So, if you have a balance higher than $50,000 then you will likely experience a higher APR.
In conclusion, these cards are all great options for budgeting savvy individuals who want to maximize their rewards without breaking the bank. However, I suggest considering some additional factors before choosing whether or not to apply. First off, always decide whether or not the benefits outweigh the cost to maintain your accounts.